Posts made in March, 2019

What to Do After an Accident You Didn’t Cause

When we are on the road, it is always a given that we could run into an accident that either we caused or not. Even when you get into one, a presence of mind is necessary all the time. Negotiating with your car insurance company after an accident can be time-consuming. Negotiating with the other driver’s insurance company? Even more so. Here are some things you can do while keeping yourself together and being calm when making a claim with the other party’s insurance company.

After an Accident

  1. Collect Important Information
    If you’re the one who got into an accident because of another driver, he will be the one to contact his insurance company. However, to be sure, you may contact his insurer as well because some drivers are hesitant on reporting that the accident was caused by them. Do collect the other driver’s name, address, contact information, his insurance company’s contact information and policy information, statements from witnesses, and pictures of the accident. These will prove as your evidence and support your position in the accident.
  2. Notify Others
    Notify the right persons. Now that you have the contact information of the other driver’s insurance company, give them a call and inform them of the accident. Only speak about facts. Both the police and the insurer will conduct their own investigation. Their reports may not always match but rest assured, the insurer will consider the police report, driver statement, witness statement, pictures, actual damages, and other things. Also, you have to contact your insurer as well to file a collision claim in case the other driver’s insurer won’t take accountability.
  3. Don’t Always Resort to Fighting
    If the other driver’s insurer declares that you take payment from your own insurer because they can’t prove that their policyholder is at fault, you might want to hold off from fighting them. The best thing to do is to weigh your options first. If you file a claim with your insurer, they might be the ones to fight the other insurer if they find out that you are not the one at fault. Sometimes, even if the other driver admits to his fault and the police report agrees, his insurer will take his side of the story he made when he reported to them just to steer clear of paying your claim. Also, if you choose to get to battle, you will need a lawyer if the matter is hard to deal with.
  4. Ask Your Insurer if Nothing Works
    Even if it’s not your fault, you can contact your insurance company and make a claim to cover the damages and injuries you had. Collison insurance will cover the repair cost or if your vehicle is declared a total loss. But keep in mind that by doing so, you will pay the deductibles on repairs. But you will be reimbursed if your insurance company has negotiated well with the other driver’s insurer.

Accidents can be a bummer and settling it can drag on for some time. Although they are unanticipated, being prepared will help a lot. If the accident you got involved with is caused by natural calamities like hail, Dent Repair Colorado Springs can help you fix the damage.

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7 Things to Search in Your Tree Trimming Service Professionals

While it is true that answering your preliminary questions will be a deal breaker, finding important items prior to tree trimming San Diego service should also be a part of your test as well. Having this effort before the actual service validates your status as someone who is very meticulous with her/his garden. These items will help you decide whether the service provider is worthy of the stint or not. The availability of these items speaks volumes of professionalism. As always, we go for the guys who are professional because after all the scale of work and danger, they have to endure is no joke.

Separate the professionals from the rest of tree trimming service con artists by searching for these items:

Certification/s from tree trimming groups. Professional tree trimming groups (both international and local) ensure good practices to the society at large. It is their duty to include business establishments/service providers in their official roster of trimming professionals who have the same values as them. Certification also includes completion of training.

Company truck. It doesn’t matter if the truck is new or old, so long as it has their name written with great visibility (well-established groups consider this as a branding effort), has efficiency to get them moving from their office to your place, and moreover has assistance to lift the trimmers up above. Truck should be in optimal shape to match the demands of the tasks. A well taken-cared truck is a reflection on how they will do the trimming of your trees.

Comprehensive contract. This document shall cover in full detail all of their tree trimming task/s (name of the task/s and their estimate to finish it, equipment/s to be used, aftercare of the task/s,

and more importantly, their professional rate). It should also highlight your right as client (this include policies on damaged items due to their negligence) and theirs as the service provider (this include occupational safety procedures with appropriate protective gear).

Hard hats. Since tree trimming service is a hazardous task involving heights and debris, hard hats are required as their protection for their heads.

Insurance certificate. This shall provide coverage for involved personnel should there be untoward incident in the duration of professional tree trimming.

References. A list of references or their previous clients will help you decide whether or not they provide quality tree trimming service. The longer the list of satisfied clients, the more reasonable it is to get them do the trimming job.

Website. For today’s professionals, a website is now considered as the modern-day portfolio. It should bear name of the trimming service provider, professional affiliations (both international and local), feedbacks coming from previous clients, and links to their social media accounts. The website can also be their avenue to share valuable learning about tree trimming (like spikes are to be considered as a red flag since they cause unhealthy wounds to your trees). On top of its being paperless, you can view their modern portfolio with the comforts of your gadget, may it be tablet or mobile phone.

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